House Affordability Calculator
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$
%
You can afford a home up to
$462,907
This fits comfortably within your budget
Monthly Payment Breakdown
Chart
$2,747
Principal & Interest
$752
Property Tax
$79
Insurance
$172
PMI
$0
HOA Dues
$3,750
Total Monthly
Housing Cost as % of Gross Income
10%25%40%
Your monthly housing payment will be 25% of your gross monthly income
Conservative Buyer
10-20%
You're being conservative with your housing budget, leaving plenty of room for other expenses and savings.
Comfortable Buyer
21-28%
You're following the traditional 28% rule, which is considered a comfortable housing budget.
Stretch Buyer
29-40%
You're stretching your budget, which may limit your ability to save or handle unexpected expenses.
Ready to Start Your Home Search?
Your Affordable Home Price:$462,907
Down Payment:$50,000
Annual Income:$180,000
Search Price Range:$416,616 - $509,198
We'll search for homes in your price range (±10% of your affordable price) to give you options
Calculator disclaimer: This calculator provides estimates based on the information you provide. Actual loan terms and rates may vary based on your credit score and lender requirements.