Bench Fi LogoBench Fi

Terms of Service for Bench Fi

Effective Date: June 29, 2025

Operated by Craic Studio LLC

Welcome to Bench Fi. These Terms of Service (“Terms”) govern your access to and use of the Bench Fi mobile application (the “App”). By using the App, you agree to these Terms.

1. Who We Are

Bench Fi is a free mobile app offered by Craic Studio LLC. It provides financial benchmarking tools based on public data to help users understand how they compare financially to others.

2. Who Can Use Bench Fi

The App is intended for users in the United States, Canada, Ireland, and the United Kingdom. You may use the App at any age, but we recommend it for individuals who can understand and assess financial information.

You must create an account to access most features. You're responsible for maintaining the security of your account.

3. What You Can and Can't Do

You agree not to:

  • Use the app for any illegal or unauthorized purpose
  • Upload false, misleading, or offensive content
  • Try to reverse-engineer, copy, or scrape our services or data
  • Use automated bots to access the App
  • Interfere with the operation or security of the App

4. Informational Use Only

Bench Fi provides financial comparisons using public data from sources like the U.S. Bureau of Labor Statistics and U.S. Census Bureau. However:

  • We are not financial advisors
  • We do not provide personalized financial advice
  • All insights are for informational and educational purposes only and may not reflect your actual financial situation

5. Termination

We reserve the right to suspend or terminate your account at any time, for any reason, including violation of these Terms.

If you delete your account, all associated data will be permanently deleted from our systems.

6. Ownership and Use

The Bench Fi name and interface are owned by Craic Studio LLC. You are welcome to use and share insights generated by the app for personal or non-commercial use.

7. Limitation of Liability

We do our best to keep Bench Fi running smoothly and accurately, but we don't guarantee the App will be error-free. You use it at your own risk. Craic Studio LLC is not liable for any financial decisions made based on information from the App.

8. Changes to These Terms

We may update these Terms from time to time. We'll notify you through the App or by email if we make significant changes.

9. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law rules.

10. Contact Us

For questions about these Terms, reach out to us at support@benchfi.app.

By using Bench Fi, you acknowledge that you have read, understood, and agree to these Terms of Service and our Privacy Policy.